Private provision
Closing the pension gap
Demographic and economic developments are putting the pension system under pressure. This makes it all the more important to start voluntary private provision early. In addition, paying into Pillar 3a is doubly worthwhile. You take precautions and reduce your tax burden.
We would be happy to provide answers and advice on how to set up a private provision with the 3rd pillar / pillar 3a that is tailored to your situation.
PREVENTION
VORSORGE
1.Pillar
2.Pillar
3.Pillar
1.Pillar
Purpose
Livelihood security
Guaranteed by
Old-age and survivors’ insurance (AHV)
Disability insurance (IV)
Supplementary benefits (EL)
2.Pillar
Purpose
Continuation of the usual way of life
Guaranteed by
Compulsory occupational benefits insurance (BVG)
Compulsory accident insurance (UVG)
Non-mandatory
3.Pillar
Purpose
Individual supplement
Guaranteed by
Tied pension provision (Pillar 3a)
Free pension provision (Pillar 3b)
